18 Aug
|
RiseWise Capital
|
Maharashtra
18 Aug
RiseWise Capital
Maharashtra
Own portfolio performance, credit policy, and underwriting improvement. Analyze live loans; build scoring models; recommend policy calibrations based on NPA, bounce, and collection trends. Not execution - analytics and judgment. Core Responsibilities
Analyze portfolio by segment, bureau score, geography, dealer, OEM. Identify credit patterns and red flags.
Build and validate credit scoring models. Test current variables against real outcomes. Back test decision rules.
Develop and maintain underwriting policy - decision trees, approval limits, bureau thresholds, income verification requirements.
Underwrite 2 W/3 W/CV applications: CIBIL/CRIF, KYC, income (salary/ITR/business),
📌 Credit & Risk Analyst – Vehicle Lending Maharashtra
🏢 RiseWise Capital
📍 Maharashtra