Key Roles & Responsibilities
Define and execute long-term business strategy for Surety and Trade Credit.
- Expand the franchise by targeting infrastructure developers, EPC contractors, banks, NBFCs, and large corporates.
- Evaluate creditworthiness, infrastructure projects, concession agreements, EPC contracts, and lender covenants
- Monitor portfolio exposures, early warning indicators, and credit deterioration trends.
- Lead underwriting decisions for complex surety and trade credit proposals.
- Oversee structuring of performance bonds, advance payment bonds, retention bonds, supply bonds, and trade credit covers.
- Develop new channels and strengthen broker and intermediary networks.
- Drive new product development in Surety and Trade Credit aligned to evolving market needs and regulatory changes.
- Collaborate with actuarial, legal, finance, and compliance teams for pricing, policy wording, and product filing.
- Build and maintain strategic relationships with lenders, government bodies, multilateral institutions, industry associations, and large corporates.




- Coordinate with internal service delivery teams to ensure high-quality client experience.
- Guide legal and recovery strategies to minimize loss ratios and improve recoveries.
- Ensure full compliance with IRDAI regulations, operational risk norms, and internal audit guidelines.
Key Requirements – Education & Certificates
CA or MBA/PGDM in Finance, Risk, or Insurance preferred.
- Qualified insurance certifications (AIII, FIII) are an advantage.
- 10–15 years of progressive experience in Bank or general Insurance, with significant exposure to Surety Bonds, Trade Credit Insurance, Infrastructure / Project Finance, EPC risk assessment
Key Requirements - Experience & Skills
Robust command over Surety Bonds, Bank Guarantee alternatives Trade Credit Insurance, infrastructure finance and Project Finance structures.
- Expertise in financial analysis, credit assessment, risk modeling, and contract evaluation.
- Robust business acumen with the ability to drive P&L; outcomes.
- Excellent stakeholder management, negotiation, and team leadership skills

📌 Deputy Vice President Commercial Underwriting Mumbai (India)
🏢 HDFC ERGO General Insurance
📍 India