:
Evaluating Creditworthiness:

Analyzing financial statements (balance sheets, profit & loss, cash flow statements), assessing credit history, and using credit scoring models to determine the likelihood of loan repayment.
Managing Credit Risk:

Developing and implementing credit policies and strategies, monitoring portfolio performance, identifying and mitigating potential risks, and ensuring compliance with regulations.
Approving Loans:

Making decisions on loan applications based on creditworthiness assessments, adhering to company policies and guidelines, and ensuring proper documentation.
Monitoring Loan Performance:

Tracking loan disbursements, ensuring timely payments, managing collections, and addressing any deviations or delinquencies.
Liaising with Stakeholders:

Coordinating with business development teams, legal departments, technical teams,



and external agencies like lawyers and valuers.
Developing Credit Policies:

Creating and updating credit policies and procedures, ensuring they are aligned with business strategies and risk frameworks.
Team Management:

In some cases, managing a team of credit analysts or other professionals, providing guidance and training.
Compliance:

Ensuring compliance with all relevant regulations and internal policies, participating in audits, and maintaining accurate records.
Business Development:

Identifying potential business prospects and contributing to the growth of the organization's construction finance portfolio.

📌 Kmil Credit Manager Construction Finance Delhi, Mumbai,ahmedabad,chennai
🏢 Acura Solution
📍 Delhi