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Job Role
Responsible for locking loans via phone or email lock request and tracking all lock expiration dates for retail, correspondent, wholesale, and delegated channels.
Verify lock price, investor, and loan-level price adjustment (LLPA) on all lock requests.
Provide appropriate pricing to loan officers or correspondents based on different scenarios.
Re-price locked loans based on applicable changes through the loan process.
Follow up on expiring loan locks and extend or cancel as needed.
Stay informed of investor requirement changes and ensure adherence to all applicable requirements.
Confirm data integrity of loans in the Loan Origination System.
Identify process errors throughout the mortgage process that hinder or prevent the timely delivery and purchase of loans by investors.
Confirm accuracy of documents required for investor delivery,



including the note,

allonge, and assignment.
Confirm locks are completed in an accurate and effective manner.
Stay up to date with all agency and investor guidelines, including Fannie Mae,

Freddie Mac, HUD, Federal Home Loan Bank, and private investors.
Communicate with Mortgage Loan Originators to determine loan and lock status.

Experience
Minimum of 3–4 years of experience handling all types of lock requests and related responsibilities.

Must Have Skills
Confirm accuracy of documents required for investor delivery, including the note,

allonge, and assignment.
Experience with all types of lock requests and pricing scenarios.

📌 Senior Lock Desk Analyst – Us Mortgage Mumbai Suburban (India)
🏢 RECEX
📍 India