Job Title: Accounts Manager

Location: Noida

Department: Finance & Accounts

Reporting To: Finance Head / CFO / Management

About The Policy Exchange (owned by Fairvalue Insuretech Pvt.Ltd.)

The Policy Exchange is a pioneering platform that enables investors to participate in a new asset class by purchasing existing life insurance policies available at a discount to their market value. The model bridges policyholders seeking liquidity and investors seeking reliable, market-linked returns, creating a win-win ecosystem.

Role Objective

We are looking for a senior, hands-on Accounts professional who can take ownership of the end-to-end Finance & Accounts function for a growing NBFC/Insurance business. The role requires strong exposure to financial-services accounting, regulatory and statutory compliance, financial close, MIS, reconciliations, audit management, taxation, and internal controls. The candidate should be capable of independently managing the Accounts function in a lean startup workplace and working closely with senior management, auditors, tax consultants, and business teams.

1. End-to-End Finance & Accounting

· Own and manage the complete day-to-day accounting function with minimal supervision.

· Maintain books of accounts, general ledger, journals, vouchers, schedules, and supporting records.

· Manage monthly, quarterly, and annual financial closing activities.

· Review accounting entries, provisions, accruals, prepaid expenses, fixed assets, and balance sheet schedules.

· Ensure timely closure and reconciliation of all ledger balances.

· Support preparation of financial statements and schedules in accordance with applicable accounting standards.

2. NBFC & Insurance Accounting

· Manage accounting for NBFC/Insurance-related business transactions, as applicable.

· Handle accounting of interest income, fees, commissions, brokerage, service income, operating expenses, and other business transactions.

· Reconcile operational/business data with books of accounts and investigate variances.

· Ensure appropriate accounting treatment of financial assets, liabilities, receivables, payables, provisions, and other relevant balances.

· Coordinate with business/operations teams to resolve transaction and accounting discrepancies.

· Maintain documentation and accounting controls aligned with the financial-services environment.

3. Regulatory & Statutory Compliance

· Manage and coordinate GST, TDS, Income Tax,



and other applicable statutory compliances.

· Ensure accurate preparation of data, reconciliations, payments, and statutory returns within timelines.

· Coordinate with external tax consultants and professionals on taxation matters.

· Support applicable NBFC/Insurance regulatory and financial reporting requirements in coordination with the Finance Head/consultants.

· Maintain compliance trackers, supporting documents, and audit-ready records.

· Track changes in applicable accounting, taxation, and regulatory requirements and support implementation.

4. Financial Reporting & MIS

· Prepare monthly and periodic MIS for management review.

· Prepare revenue, expense, profitability, receivable, payable, ageing, cash flow, and variance reports.

· Support budgeting, forecasting, and financial planning activities.

· Provide analysis of key financial movements and variances to management.

· Ensure accuracy and timely submission of management reports.

5. Reconciliations & Controls

· Perform and review bank, customer, vendor, inter-company, and business-data reconciliations.

· Ensure timely resolution of unreconciled and aged items.

· Establish and maintain strong maker-checker and financial control practices.

· Identify control gaps, accounting risks, and process inefficiencies and recommend corrective actions.

6. Receivables, Payables & Cash Flow

· Oversee Accounts Receivable and Accounts Payable activities.

· Monitor collections, outstanding receivables, vendor dues, and payment schedules.

· Prepare cash flow forecasts and support working-capital planning.

· Review payment proposals and ensure proper supporting documentation and approvals.

7. Audit & Assurance

· Coordinate statutory, internal, tax, and other financial audits.

· Prepare audit schedules, reconciliations, confirmations, and supporting documentation.

· Respond to audit queries and ensure timely closure of observations.

· Maintain complete and audit-ready financial records.

8. Payroll & Employee Accounting

· Coordinate with HR for monthly payroll inputs and validate payroll-related accounting.





· Review salary, reimbursement, incentive, provision, and statutory deduction accounting.

· Ensure timely accounting and reconciliation of employee-related expenses.

9. Process Improvement & Startup Ownership

· Develop and strengthen Finance & Accounts SOPs, checklists, and reporting formats.

· Drive process automation and improve accounting efficiency wherever possible.

· Build scalable accounting processes suitable for a growing startup.

· Take ownership of finance deliverables and work independently in a lean team structure.

· Maintain confidentiality and integrity of financial information.

Candidate Profile

· 5–10 years of relevant experience in Accounts & Finance, preferably within NBFC, Insurance, Fintech, BFSI, Financial Services, or a regulated startup.

· Graduate in Commerce, Finance, or Accounting; CA Inter / CMA / MBA Finance will be an added advantage.

· Strong hands-on experience in end-to-end accounting and financial closing.

· Good understanding of financial-services/NBFC/Insurance accounting and regulatory environment.

· Strong working knowledge of GST, TDS, Income Tax, reconciliations, audit, and financial reporting.

· Experience working directly with auditors, tax consultants, management, and cross-functional teams.

· Strong Excel skills and experience with Tally, ERP, or other accounting systems.

· Ability to work independently, manage multiple priorities, and meet strict reporting deadlines.

· High level of accuracy, ownership, integrity, and attention to detail.

Preferred Senior Profile The ideal candidate should not be limited to transactional accounting. We are looking for a senior professional who can independently own the complete Accounts function, understand the financial-services business, review accounting and compliance matters, identify risks, manage audits and reconciliations, prepare management MIS, and ensure timely financial closure. Prior experience in an NBFC, Insurance company, Fintech, or BFSI startup will be strongly preferred.

Key Competencies

End-to-End Accounting | NBFC & Insurance Accounting | Financial Close | Regulatory Compliance | GST & TDS | MIS & Financial Reporting | Audit Management | Reconciliations | Cash Flow | Internal Controls | AP & AR | Process Automation | Management Reporting

Job Type: Full-time

Pay: ₹500,000.00 - ₹900,000.00 per year

Work Location: In person

📌 Accounts Manager (Noida)
🏢 Fairvalue Insuretech
📍 Noida