Relationship Manager - Retail

Equitas Small Finance Bank
Job Code: EQU/RM-R/1832789
Location: Inclusive Banking - SBL > South > Tamil Nadu > Erode > Salem > Namakkal > Namakkal (MF) > 1066 > Rasipuram

Posted On: 15 Aug 2026
End Date: 14 Sep 2026

Required Experience

2 - 3 years

Share Register and ApplyBasic Section

- No. Of Openings: 1
- External Title: Relationship Manager - Retail
- Employment Type: Permanent
- Employment Category: Field
- Closing Date: 14 Sep 2026

Organisational

- Entity: Equitas Small Finance Bank
- Business Unit: Assets
- Division/Function (SBU): Inclusive Banking - SBL
- Department: Mortgages
- Sub-Department: Business
- Generic Role: Relationship Manager
- External Title (Job Role): Relationship Manager - Retail
- Division: Inclusive Banking - SBL
- Zone: South
- State: Tamil Nadu
- Region: Erode
- Area: Salem
- Cluster: Namakkal
- PT Location: Namakkal (MF)
- Branch Code: 1066
- Branch Name: Rasipuram

Skills

- Skill: Strategic Business Orientation
- Highest Education: Bachelor in science
- Working Language: Tamil

Core Sales Targets & Business Generation

- Loan Dispersal Target: Achieve monthly, quarterly, and yearly volume targets for home loan approvals and disbursals.
- Lead Generation: Source high-potential prospects via cold calling, open market campaigns, and digital channels.
- Portfolio Growth:



Grow overall asset book value through current customer acquisition and up-selling/cross-selling insurance or financial products. [1, 2]

Channel Partner Management

- Builder & Real Estate Ties: Build relationships with local builders, real estate agents, and brokers to secure steady referral streams.
- Connector Network: Recruit, train, and manage active direct sales associates or financial connectors.
- Market Presence: Conduct site visits at properties and participate in housing exhibitions or local marketing events. [1, 2, 3]

Loan Processing & File Quality

- Initial Sourcing & Eligibility: Conduct basic financial profiling, income assessment, and credit check screening prior to file logging.
- Documentation Compliance: Ensure total accuracy and completeness of collected customer KYC, property papers, and financial proofs.
- Team Coordination: Coordinate smoothly with credit risk and technical/legal evaluation teams to speed up sanctioning and final cash disbursal. [1, 2, 3, 4]

Customer Service & Relationship Management

- Client Guidance: Advise customers on loan products, interest rates, eligibility criteria, and repayment terms.
- Post-Sale Support: Maintain communication through the loan lifecycle and resolve queries regarding account statements or disbursements.
- Delinquency Control: Monitor early-stage repayment track records to support healthy portfolio quality.

📌 Skill (Erode)
🏢 Equitas Micro Finance India
📍 Erode