Job DescriptionSenior Property Facultative Underwriter – Reinsurance
nLocation: GIFT City, Gandhinagar
nExperience: 10–15+ years
nFunction: Property Facultative Reinsurance Underwriting
nAbout the Role
nA leading global reinsurance organisation is looking to build a senior underwriting capability in India and is seeking an experienced Property Facultative Reinsurance Underwriter to lead the assessment, underwriting and management of complex Property Facultative risks originating from India and other approved territories.
nThe role will work closely with the international underwriting team and will play a key role in establishing and growing the Property Facultative portfolio in GIFT City, while maintaining robust underwriting discipline, technical standards and portfolio profitability.
nKey Responsibilities
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- Underwrite complex Property Facultative Reinsurance risks in line with underwriting appetite, guidelines and authority limits.n
- Evaluate large and technically complex industrial and commercial property risks, including risk quality, occupancy,



construction, protection systems and loss history.n
- Analyse underwriting submissions, engineering/risk inspection reports, claims experience, financial information, exposure data and policy wordings.n
- Assess Natural Catastrophe (CAT) exposures, accumulations and portfolio concentration.n
- Undertake technical risk assessment, pricing and structuring of facultative reinsurance solutions.n
- Develop underwriting recommendations covering pricing, capacity, deductibles, limits, terms and conditions.n
- Negotiate with brokers, cedants and reinsurance intermediaries on pricing, coverage and terms.n
- Build and maintain strong relationships with Indian and international brokers, cedants and market participants.n
- Identify quality business opportunities and contribute to the development of the Property Facultative portfolio.n
- Monitor portfolio performance, profitability, exposure and accumulation

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