Job Summary

The Private Bank Credit Risk Monitoring Manager plays a pivotal role in maintaining the integrity and efficiency of the credit risk management framework within the Private Banking segment. This position is primarily responsible for ensuring the seamless execution of shortfall management and margin call processes, thereby safeguarding the bank's financial stability and mitigating potential risks.

Key Responsibilities

Key Responsibilities:

Shortfall Management And Margin Call Process

The manager ensures that all shortfall management and margin call processes are executed accurately and timely, aligning with the bank's policies and regulatory requirements. This involves alerting First Line stakeholders of shortfall accounts, agreeing to remediation plans, raising to local Credit team if extension being required and work with First Line Client Service Managers (CSM) in execution of sell down as required.

Support To Credit Risk Officers

The role provides comprehensive support to Credit Risk Officers in various aspects of credit risk management.



This includes assisting in the follow-up with First Line on timely credit application submissions, follow up with First Line on compliance to approved credit conditions, monitoring facility limit excesses, overseeing concentration risk etc. The manager acts as a liaison between the PvB Credit Risk team and other First Line stakeholders to facilitate smooth operations and effective risk management.

Internal And External Reporting

The manager is responsible for conducting detailed internal and external reporting for the Private Bank Credit team. This includes preparing Committee packs submissions, Risk appetite reporting, Credit portfolio reporting, and regulatory submissions. The role requires a keen eye for detail and the ability to compile and present complex data in a explicit and concise manner, ensuring that all reports meet the highest standards of accuracy and compliance.

The ideal candidate for this role

📌 Associate, Wealth Lending Risk (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru