This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Mortgage Underwriter based in India.
This is a remote chance at the intersection of mortgage underwriting, fintech, and AI-powered lending technology.
You will apply your underwriting expertise to continuously test and improve digital mortgage products used to support lending decisions.
The role combines hands-on analysis of borrower documentation with product testing, quality validation, and subject matter expertise.
You’ll work extensively with Fannie Mae, Freddie Mac, FHA, and VA guidelines to ensure underwriting logic is accurate and compliant.
Your insights will directly influence product enhancements, new features, and the reliability of automated underwriting workflows.
You’ll collaborate closely with Product, Sales, and other cross-functional stakeholders in a fast-paced, technology-driven environment.
This role is ideal for an experienced mortgage professional who enjoys using industry expertise to shape better lending technology.




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Accountabilities:
Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA, and VA underwriting guidelines to test and validate mortgage underwriting products and workflows.
Review borrower documentation, including W-2s, tax returns, pay stubs, self-employment income documentation, assets, credit reports, appraisals, title documentation, and AUS findings.
Analyze income, assets, credit, collateral, and automated underwriting findings to determine whether underwriting rules are being applied accurately.
Validate automated income calculations and other product outputs against applicable agency and investor requirements.
Document test cases, results, discrepancies, and recommendations clearly and thoroughly.
Identify product or underwriting logic gaps and provide actionable recommendations to improve accuracy, compliance, and usability.
Act as a mortgage underwriting subject matter expert,

📌 Senior Mortgage Underwriter (India)
🏢 Jobgether
📍 India