About Supermoney
Supermoney is a technology-led MSME credit and supply-chain finance platform working
with banks, NBFCs, corporate anchors and growing businesses across India. We combine
credit expertise, proprietary technology and transaction-level data to improve access to
working-capital finance for MSMEs and extend enterprise solutions to large and midsize
corporates.
Our products span all versions of supply-chain finance (dealer and distributor finance,
revolving facilities) and term business loans.

About the role
We are looking for a hands-on Credit Manager who can independently evaluate MSME
borrowers, structure appropriate facilities and make clear, commercially balanced credit
recommendations.
The role requires more than ratio analysis. The successful candidate must be able to
understand the underlying business, reconcile financial and transactional data, identify
emerging risks and determine whether—and under what structure—a proposal represents
an acceptable risk-reward chance.
The Credit Manager will personally handle important and complex cases, present




recommendations to credit stakeholders and guide junior analysts. The role is expected to
operate to high bank and NBFC credit standards, with strong emphasis on policy discipline,
documentation and RBI-aligned lending practices.

Key responsibilities
 Independently underwrite new and renewal proposals across supply-chain finance
and term MSME products.
 Analyse and reconcile financial, GST, banking and bureau information to under
business performance, identify unusual transactions, related-party exposure, fund
rotation, diversion risk and inconsistencies.
 Assess business viability, working-capital cycle, leverage, liquidity, debt-servicing
ability, receivable quality and the underlying repayment source.
 Structure the appropriate limit, tenor, pricing, security, covenants, disbursement
controls and monitoring conditions.

 Prepare concise and defensible Credit Appraisal Memoranda and present

📌 Credit Manager – MSME (Mumbai)
🏢 Supermoney (GetClarity Fintech Services
📍 Mumbai