Role description

AML Due Diligence Analyst

Overview

To execute comprehensive AML/KYC due diligence activities during onboarding and periodic review of clients/investors. The role requires rigorous attention to every stage of the due diligence lifecycle, from data collection through risk evaluation, verification, and record maintenance.

Key Responsibilities:
1. Collection and Verification of Documentation - Initial Documentation Request: Communicate directly the dedicate client facing function to request all required AML/KYC documents, specifying the exact type and format acceptable (e.g. certified true copy, translation requirements, apostille as needed). - Document Review: Examine and validate identification documents (passports, national IDs, corporate registration, beneficial ownership structures, proof of address, source of wealth/source of funds evidence) for completeness, authenticity, and alignment with declared information. - Beneficial Ownership Analysis: Identify, document, and verify all ultimate beneficial owners (UBOs), controllers,



and significant persons associated with the client/investor, in line with the latest regulatory thresholds and definitions. - Tax and Regulatory Classification: Collect and record information for FATCA, CRS, ensuring proper classification (US person, reportable account, direct investment versus intermediary etc.) and obtain self-certifications where required.

2. In-depth AML Risk Assessment Application of Risk Scoring Models: Assess AML risk based on the client’s jurisdiction, entity type, ownership structure, product type, distribution channel, and the nature of expected transactions. Risk Factors Evaluation: Thoroughly consider standard and enhanced risk factors such as: - Politically Exposed Person (PEP) involvement - Business/sector risk (e.g., cash-intensive businesses, trust/charity structures) - Geographical (country of residence/incorporation) risk ratings - high, standard, or low, referencing the most recent ri

📌 Associate Ii (Chennai)
🏢 UST
📍 Chennai