- POSITION DESCRIPTION

JOB TITLE : Cluster Manager – Micro Mortgages

GRADE : SM

DEPARTMENT : Micro Mortgages

LOCATION : BRANCH

SUB-DEPARTMENT : TYPE OF POSITION : Full-time

REPORTS TO : Regional Sales Manager/ Area Manager - Micro Mortgages

REPORTING INTO

Relationship Manager,

Portfolio Manager,

Customer Service Officer
- ROLE PURPOSE & OBJECTIVE
- Drives Mortgage business in their respective Cluster. Is responsible for overall growth and success of the MLAP business & cross sell TPP & Liability Products
- Build efficient team of Relationship Officers in the Cluster assigned
- SIZE OF THE ROLE

FINANCIAL SIZE

NON-FINANCIAL SIZE
- Cost of hiring and placing new Relationship Officers at Branches
- Operational Cost of managing the Conveyance and Claims of Relationship Officers
- Cost of procurement marketing collaterals, sales aids
- Shall be expected to manage a portfolio of Rs.15 Cr. Progressively
- Managing a single product across the branches of operations
- Managing a team size of 5 employees progressively
- Managing assets like marketing collaterals,



Stationary, Dockets and Systems
- Managing hiring and placement of Relationship Officers in required Branches
- KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Candidate should be able to deliver budgeted business figures from the Cluster of control through placing adequate manpower across active branches. He/She is also responsible for building a quality portfolio without compromising on quantum of business

Business/ Financials
- Daily/ Weekly /Monthly monitoring of the accomplishment of targets according to the annual/monthly targets established for the area and branches under his/her responsibility to provide guidance and solutions to his/her team as required
- Supports Loan Officers- in his/her area in their duties of client visits, risk assessment and recovery strategies
- Effective staffing by timely recruitment & training
- Supports Relationship Officers- in his/her area in their duties of client visits

📌 Cluster Manager-Micro Mortgages (Krishnaraja Nagara)
🏢 Ujjivan Small Finance Bank
📍 Krishnaraja Nagara