We are seeking a deeply technical and domain-focused SWIFT & ISO 20022 Specialist to own the cross-border architectural stream of a major payments modernization initiative. The successful resource will be responsible for translating high-level business goals for global payments into concrete technical designs. The primary focus of this role is to successfully architecture the implementation of up-to-date SWIFT cloud APIs (Pre-validation, Case Management, gpi) and map incoming/outgoing global messaging rails to the bank’s internal core engines and client channels. Key Responsibilities 1. ISO 20022 Message Engineering & Design

Architect and map end-to-end messaging flows for cross-border transactions, shifting legacy messaging variants to structured XML formats.
Lead the specific technical design and schema validation for pacs.004 (Payment Returns) and camt.056 (Resolution of Investigation / Recall) messages for both inward and outward processing.
Ensure data completeness and integrity throughout the mapping layers to avoid truncation issues during downstream core banking processing. 2.



SWIFT API & Ecosystem Integration
Architect the target integration blueprint for the SWIFT Pre-validation API to minimize friction and prevent transaction rejections at the point of origin.
Design the system communication layer for SWIFT Case Management to streamline and automate transaction exception handling.
Create integration paths to surface real-time data from the SWIFT gpi (Global Payments Innovation) Tracker directly into Private Online Banking (POB) and Corporate Online Banking (COB) customer front-ends. 3. Cross-Border Automation & Channels Optimization
Design the programmatic logic required to ingest incoming SWIFT rails and execute real-time automation, such as applying carded FX rates and dynamically triggering customer Credit Advices.
Architect structural handling for transaction compliance workflows, including routing logic for handling failures (e.g., automated notificatio

📌 Technical Lead (Bengaluru)
🏢 Royal Cyber
📍 Bengaluru