This role is for one of the Weekday's clients

Salary range: Rs 1400000 - Rs 2800000 (ie INR 14-28 LPA)

Min Experience: 2 years

Location: Bengaluru

JobType: full time

We are seeking a detail-oriented and analytical Associate – Risk to join our dynamic risk management team. This role is ideal for professionals with a strong foundation in credit risk and portfolio analytics, coupled with hands-on expertise in SQL. You will play a critical role in monitoring portfolio performance, identifying emerging risks, and supporting data-driven decision-making to optimize credit strategies.

Key Responsibilities:

- Conduct in-depth portfolio performance analysis to track key risk indicators, identify trends, and highlight early warning signals across lending portfolios.
- Develop, maintain, and enhance dashboards and reports that provide actionable insights into portfolio health, delinquency trends, and credit quality.
- Perform credit risk analysis by evaluating borrower behavior, creditworthiness, and risk segmentation to support underwriting and policy decisions.
- Utilize SQL to extract, manipulate, and analyze large datasets from multiple sources, ensuring data accuracy and consistency.
- Collaborate with cross-functional teams including underwriting, collections, and product teams to align risk strategies with business objectives.
- Design and implement risk monitoring frameworks, including scorecards, segmentation models, and performance tracking tools.




- Analyze the impact of policy changes on portfolio performance and recommend improvements based on data insights.
- Support stress testing and scenario analysis to assess portfolio resilience under varying economic conditions.
- Identify process inefficiencies and contribute to automation initiatives to improve reporting and analysis workflows.

Required Skills & Qualifications:

- 2 to 6 years of relevant experience in risk analysis, preferably within banking, NBFCs, fintech, or financial services.
- Strong understanding of credit risk principles, including underwriting, risk assessment, and portfolio monitoring.
- Advanced proficiency in SQL for data querying, transformation, and analysis.
- Proven experience in portfolio performance analysis, including tracking KPIs such as delinquency rates, roll rates, and loss metrics.
- Strong analytical and problem-solving skills with the ability to interpret complex datasets and translate findings into business insights.
- Proficiency in Excel and familiarity with data visualization tools (e.g., Power BI, Tableau) is a plus.
- Knowledge of statistical techniques or programming languages such as Python or R is an added advantage.
- Excellent communication skills with the ability to present insights to both technical and non-technical stakeholders.

Preferred Attributes:

- Detail-oriented mindset with a high degree of accuracy.
- Ability to work in a fast-paced, data-driven environment.
- Strong ownership and accountability for deliverables.
- Curiosity and eagerness to continuously learn and improve risk frameworks.

📌 Associate Risk (Bengaluru)
🏢 Recognized
📍 Bengaluru