Key Responsibilities

1. Portfolio MIS & Analytics

• Lead development of comprehensive MIS dashboards covering sanctions,

disbursements, collections, pipeline, and portfolio performance.

• Generate actionable insights on trends, variances, and emerging risks.

• Identify early warning signals through data analytics (overdues, delays, utilization

patterns).

• Drive automation and standardization of MIS reporting for efficiency and accuracy.

2. Escrow Cash Flow Analytics & Forecasting

• Analyze escrow inflows/outflows, including customer collections, project receivables,

and debt servicing.

• Forecast key business metrics:

o Disbursement run-rate

o Collection efficiency

o Prepayment trends

• Identify liquidity gaps, timing mismatches, and stress scenarios at project and

portfolio level.

3. Escrow Waterfall Monitoring & Control

• Track and ensure strict adherence to escrow waterfall mechanisms as defined in

sanction letters and transaction documents.

• End Use certificates

• Identify and flag any deviations, leakages, or misallocations in escrow utilisation.

• Strengthen controls and reporting around escrow operations to minimize operational

and credit risks.

4. Portfolio Health Monitoring (DSCR & Risk Metrics)

• Track and monitor DSCR and other key financial ratios across the portfolio.

• Support credit monitoring, renewals, and annual reviews with data-backed insights.

5.



Market Intelligence & Strategic Insights

• Track real estate market dynamics:

o Market wise Supply and absorption trends

o Pricing trends

o Inventory levels monitoring

o Regulatory developments

o Asset class trends

• Benchmark portfolio performance against market indicators and peer projects.

• Provide insights to support:

o Current deal evaluation

o Sectoral exposure strategy

o Risk calibration

6. Audit, Compliance & Governance

• Manage internal and external audit interactions for portfolio analytics.

• Support documentation and responses for regulatory and audit requirements.

7. Early Warning Systems & Portfolio Surveillance

• Design and implement early warning frameworks using escrow, cash flow, and market

data.

• RAG Reviews

• Monitor covenant & milestones compliance and trigger breaches.

9. Business Planning & Strategy

• Support annual operating plans, budgeting, and forecasting.

• Provide data-driven projections on growth, yields, and risk metrics.

10. Stakeholder Management

• Work closely with Credit, Risk, Business, Finance, and Operations teams.

• Act as a central data and analytics partner for cross-functional teams.

11. Process Improvement & Digitization

• Drive digitization of escrow tracking, MIS, and reporting frameworks.

• Implement analytical tools (Excel models, BI dashboards, automation solutions).

📌 Portfolio Monitoring Manager - CF - Pune (Maharashtra)
🏢 Financial services
📍 Maharashtra