Job Description

Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)

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Job location- Bengaluru (WFO mode)

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Job Purpose

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We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.

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Key Responsibilities

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- The candidate will perform credit risk assessment for General Corporate
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- Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates
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- Managing a portfolio of clients and handling rating assignments
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- Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates)
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- Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
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- Build forecast excel models (Projections and DCF models will be an added advantage)
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- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties
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- Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client
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Key Competencies

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- 3-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations
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- Good communication skills
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- Ability to multi-task, priority setting and meeting deadlines
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- The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention
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- Explicit and logical thinking to understand client’s requirements
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POC- Alka Sinha ([email protected])

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📌 Credit reporting/ Annual Reviews (Bengaluru)
🏢 Acuity Analytics
📍 Bengaluru