Job Description

Company: Skillpal Outsourcing Pvt Ltd

n

Industry: Australian Credit & Lending

n

Job Type: Full-Time

n

Future CTC (Post Confirmation): Upto ₹5 LPA

n

Bond: 2 Years

n

Qualification : Freshers/Students are welcome to apply from the following streams:

n

n
- CA / CFA (Pursuing or Completed)
n
- M.Com
n
- MBA (Finance)
n
- BBA (Finance)
n
- Or equivalent qualification with strong interest in Credit Analysis
n

n

Why This Role Is Exceptional

n

Credit Analysts are at the core of financial decision-making, evaluating borrowers, assessing risk, and enabling responsible lending.

n

In India, professionals with hands-on exposure to the Australian mortgage market are extremely rare. This role gives you the chance to start a high-value, decision-driven finance career, developing skills that set you apart in the global finance domain.

n

This is a core finance career track, not a support or operations role. You will be part of real credit decisions impacting borrowers and lenders.

n

What You'll Work On

n

As a Trainee Credit Analyst, you will:

n

n
- Analyze residential mortgage applications in the Australian market
n
- Assess income, liabilities, and borrower risk according to Australian lending standards
n
- Apply lender credit policies and risk frameworks
n
- Support credit decisions and loan structuring for Australian home loans
n
- Gain end-to-end exposure to the Australian mortgage lifecycle
n
- Develop analytical, decision-making, and financial judgment skills from day one
n

n





This role builds specialist expertise in one of the fastest-growing international finance domains.

n

Career Progression

n

n
- Trainee Credit Analyst: 6-month Career Launch Phase, earning ₹10,000/month while gaining professional exposure
n
- Confirmation into Credit Analyst role: Upto ₹5.5 LPA
n
- Long-term growth into Senior Credit Analyst, Parabroker, or Lending Leadership roles
n
- 2-year bond ensures a serious, committed career path
n
- Structured professional development and mentorship throughout
n

n

Compensation

n

n
- Performance-linked growth opportunities thereafter
n

n

Earn while you learn and build a high-value finance career in the Australian mortgage market. Who Should Apply

n

n
- Graduates or early-career professionals seeking a core finance career
n
- Candidates interested in credit, risk, and lending
n
- Individuals focused on long-term growth and global exposure
n
- People eager to build rare specialist expertise in the Australian mortgage domain
n
- Candidates who are ready to commit to a 2-year bond and serious career path
n

n

Why This Is a Top Career Choice

n

n
- Core finance skills remain highly relevant across markets and cycles
n
- Exposure to Australian mortgage credit significantly enhances career value
n
- Strong demand across banks, NBFCs, and global lenders
n
- Early entry into a specialist, high-demand finance track is rare
n
- Fast-track your career into decision-making roles instead of clerical work
n

📌 Trainee Credit Analyst - Australian Mortgage Market (Pragpura)
🏢 SkillPal | Mortgage Broker Support
📍 Pragpura