Job Description

Roles and Responsibilities:

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Lead multi-workstream client engagements end-to-end, setting approach and managing risk

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and escalations, integrating outputs across teams, managing expectations and mentoring junior

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talent to uplift execution quality

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* Meet quantitative expectations of charge time and utilization (1,495 hours for a total of 65%

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of time worked)

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* Develop client relationships and serve as primary contact for assigned client engagements

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including for scoping, planning and timelines. Maintain regular communication with the

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onshore team, client and relationship executive for streamlined client experience

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* Optimize staffing and capacity and remove blockers. Effectively plan, allocate tasks and

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manage work teams on engagements to meet client deliverable timeframes with delivery

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of high-quality work product

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* Review a sample of commercial loans of financial institutions to ensure that acceptable

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credit standards are maintained and that loans conform to established company policy

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and any applicable regulatory requirements.

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* Analysis of the credit risks within individual commercial loans and commercial mortgages

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and opine on the appropriateness of risk grades for the loans reviewed.

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* Review documentation relating to origination and renewals, collateral, insurance, flood

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certification(s) etc. Document compliance with loan policies, lending procedures and

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applicable regulations with the application.

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* Document observations, deviations that need to be discussed with the client.

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* Conduct activities consistent with established banking policies, procedures and systems,

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Bank Secrecy Act and all applicable State and Federal laws and regulations in the United

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States of America.

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* Manage performance, staffing, and development plans; build a diverse, high-trust team

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culture. Provide guidance, coaching and actionable feedback to seniors/assistant managers.

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* Monitor budget vs. actuals for the workstream; recommend corrective actions early

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* Effectively lead calls with the onshore (US) team to discuss team progress, quality and

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productivity.

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* Demonstrate leadership in firm initiatives; foster cross-practice collaboration

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* Manage the team in providing other risk advisory services to financial services and other

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industry clients as required.

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Essential Qualifications and Experience

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* Master's or bachelor's degree in accounting or finance (M. Com/B. Com/MBA). Major in

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Banking would be a plus.

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* 15-20 years of experience in the banking industry with a focus in lending, credit analysis and

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loan review.

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* Knowledge and experience in US banking industry with good knowledge of applicable rules

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and regulations is strongly preferred.

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* Valuable knowledge and understanding of business banking and commercial loan products

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and lending credit policies/guidelines.

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* Good knowledge of commercial lending, agricultural lending, real estate development, Coand

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construction lending, and the required collateral documents for each type.

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* Experience in regulatory compliance for US based financial institutions is preferred.

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* Experience managing multiple projects from start to end, including involvement in scoping

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and ownership of planning, execution, reporting and delivery.

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* Strong experience in performance management and people development, stakeholder

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management, escalation management, and ability to communicate effectively with other

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leaders, both internally and externally.

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* Prior experience of working with overseas teams is essential.

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Skills & Abilities:

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* Good spoken and written English

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* Strong analytical skills and critical thinking ability

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* Self-motivated and detail-oriented

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* Strong desire and capacity to learn

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* Strong leadership skills with self-accountability

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* Ability to develop people and client relationships

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* Ability to plan and prioritize multiple projects, follow through on requests, take initiative,

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work under pressure and meet deadlines.

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* Able to generate quality work products in a timely manner with strong attention to detail.

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* Able to communicate well with team members and leaders across US and India.

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* Ability to grasp new things quickly and apply learnings

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* Team player with strong interpersonal and communication skills

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* Good knowledge of Microsoft Outlook, Excel and Word, and Adobe.

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* Prior experience with CaseWare or DiCom CQS is a plus.

📌 Credit Risk Manager- US (Bengaluru)
🏢 Wipfli India
📍 Bengaluru