Shree Vardhana Metaliks Private Limited is seeking an experienced Banking & Loan Department Executive to manage corporate banking operations, working capital facilities, term loans, project finance, and financial documentation. The candidate will coordinate with banks, financial institutions, auditors, and internal departments to ensure smooth banking operations and timely compliance.
Key ResponsibilitiesBanking Operations
Maintain relationships with banks and financial institutions.
Handle current accounts, CC (Cash Credit), OD (Overdraft), BG (Bank Guarantee), and LC (Letter of Credit).
Coordinate day-to-day banking transactions and documentation.
Prepare bank reconciliation statements.
Loan Management
Process Working Capital Loans and Term Loans.
Coordinate loan applications, renewals, and enhancements.
Prepare CMA Data, Financial Statements, Project Reports, and MIS required by banks.
Ensure timely EMI and interest payments.
Maintain loan schedules and repayment records.
Documentation & Compliance
Prepare and verify banking documents.
Maintain loan agreements and security documents.
Coordinate with statutory auditors, internal auditors, and company secretaries.
Ensure RBI and banking compliance requirements are met.
Financial Analysis
Monitor cash flow requirements.
Prepare fund flow and cash flow statements.
Assist management in arranging project finance and business expansion funding.
Analyze banking charges and negotiate better facilities.
Banking Coordination
Liaise with Relationship Managers of banks.
Follow up on sanction letters, disbursements, and renewals.
Handle docum