Company Description HDFC Bank is India’s largest private sector bank, serving over 92 million customers with a comprehensive range of financial products and services. With thousands of branches and ATMs across urban and rural locations, the bank offers convenient access and extensive reach nationwide.

Established in 1995 with the mission to be a world-class Indian bank, HDFC Bank has become a leading player across retail, corporate, and digital banking. The merger with HDFC Ltd has strengthened its leadership in housing finance, enabling integrated home loan and banking solutions. Guided by its CSR initiative “Parivartan,” the bank focuses on education, healthcare, skills training, and sustainable livelihoods, while continuously innovating in secure, customer-centric digital banking.

Role Description The Relationship Manager Retail Agriculture will manage and grow a portfolio of agriculture and rural retail customers in the Jalalabad region. This in office, full-time role involves acquiring new customers, understanding their financial and agricultural needs, and offering appropriate banking products such as loans, deposits, and payment solutions.

The role includes regular field visits, building strong relationships with farmers and agri-entrepreneurs, assessing credit requirements, and supporting timely loan processing and disbursal.

The Relationship

Manager will monitor account performance, ensure high-quality customer service, and address queries or issues promptly.

Responsibilities also include adherence to bank policies,



regulatory guidelines, and risk management standards, while collaborating with branch teams to achieve business and profitability targets.

Qualifications

- Strong customer relationship management and interpersonal skills, with the ability to build trust and long-term engagement in rural and agriculture-focused markets.
- Knowledge of retail banking products, especially agriculture and rural credit, along with basic understanding of loan documentation, credit appraisal, and risk assessment.
- Sales and business development skills, including lead generation, negotiation, and closure of deals to meet assigned targets.
- Effective communication and presentation skills in English and local language, with the ability to explain financial solutions clearly to diverse customer groups.
- Analytical and problem-solving abilities to assess customer needs, interpret financial information, and recommend suitable products.
- Comfort with digital banking platforms and MS Office tools for customer onboarding, reporting, and daily operations.
- Bachelor’s degree in Commerce, Business, Agriculture, Economics, or a related field; a postgraduate qualification or relevant certifications in banking or finance are an advantage.
- Prior experience in retail banking, agriculture finance, or rural lending is highly beneficial, especially in the Jalalabad or similar markets.
- Ability to work on-site, travel locally for customer visits, and operate in a target-driven, compliance-focused environment.

📌 Relationship Manager Retail Agriculture (Jalalabad)
🏢 HDFC Bank
📍 Jalalabad