Job Purpose "This position is open with Bajaj Finance Ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION.
Culture Anchor:
- Work Hard - Consistently puts in effort, plans, and tracks daily progress to achieve targets
- Execute with Rigor - Takes responsibility for meeting targets with focus and effort
- Own It - Maintains honesty and fairness in all interactions in line with organization's policies
- Act with Integrity
Duties and ResponsibilitiesPRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job)
- Branch visit for Gold verification.
- Reappraising Gold Purity, weight, and content of ornaments pledged at branch.
- Preparing Monthly reports by consolidating observations.
- Preparing initial Plan from next month's branch coverage.
- Online audit of gold loan LAN's.
- Gauging levels of financial risk within organization by visiting branches.
Required Qualifications and ExperienceSKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications
- a) Qualifications: Minimum Graduate
- b) Work Experience: 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.