Designation - Credit Analyst

Location -Mumbai/Delhi/Pune(No Relocation Candidates)

Product handled - Construction finance/ Mid Corporate

Qualification - Qualified CA/ MBA

Company- listed NBFC

Role & responsibilities

1. Credit Analysis

Analyze and evaluate the proposed transactions including Borrower background, enterprise information, project / security information, cash flow analysis, feasibility analysis, sensitivity analysis, Debt Profile evaluation, Group level cash flow evaluation, financial evaluation.

Liaison with internal stakeholders viz. Risk, Legal, Technical, Finance, Accounts and Operations

Liaison with external agencies for due diligences legal, technical, valuation, financial diligence, etc.

Ensure Security Cover, Receivables Cover, exit calculations, Shortfall calculations, Portfolio Review

2. Note Preparation

Preparing Credit Assessment Memo for transactions





Review and signoff of the Credit Assessment Memo from all the stakeholders including Risk and Senior Management.

Issuance of sanction Letter to the customer as per the note prepared and sign-off provided.

Initiate framework for Post disbursement monitoring activities

Initiate framework managing Security Cover, Receivables Cover, exit calculations, Shortfall calculations, Portfolio Review

3. Case Documentation

Prepare and execute Pre & Post transaction documentation

Co-ordinate with customer for information and documentation from login to post disbursement Carrying out Post disbursement monitoring activities

Ensuring compliance of statutory compliances, Internal and External Audits, ROC Charge creation and satisfaction, internal policies and procedures

Carrying out post closure formalities

Interested candidates and apply directly on Naukri or share your resume on [email protected]

📌 Credit Analyst-Mumbai/Pune/Delhi-Construction Finance/MidCorporate
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