A Health Insurance Agent helps individuals and families choose suitable medical insurance policies and assists them with policy purchase, renewals, and claims support.

Main Responsibilities

1. Explain different health insurance plans to customers
2. Help clients compare coverage, premiums, and perks
3. Sell individual, family floater, senior citizen, and corporate health policies
4. Generate leads through calls, referrals, and field marketing
5. Assist customers with documentation and KYC
6. Support policy renewals and upgrades
7. Help customers during hospitalization claim procedures
8. Maintain customer relationships for repeat business

Types of Health Insurance Sold

1. Individual health insurance
2. Family floater plans
3. Critical illness insurance
4. Senior citizen plans
5. Group medical insurance
6.



Personal accident coverage

Skills Required

1. Communication and persuasion skills
2. Customer relationship management
3. Basic medical insurance knowledge
4. Sales and negotiation ability
5. Documentation and computer skills

Qualification

1. Minimum: 12th pass or graduate
2. IRDAI certification/license is required in India to officially sell insurance policies
3. Sales experience is an advantage

Salary in India

1. Fixed salary: ₹2–5 LPA
2. Incentives and commissions can significantly increase earnings
3. Experienced agents/advisers can earn much more through commissions

Career Growth

📌 Galaxy Health Insurance Adviser (Bengaluru)
🏢 Galaxy Health Insurance Company
📍 Bengaluru