Job Description
Credit Analysis/ Annual Review : Senior/Lead Analyst
nReport To: Senior Manager
nDepartment: Corporate & Investment Banking
nLocation: Gurugram
nJob Summary
nWe are looking to hire someone with experience in credit review/appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large corporates, Financial Institutions etc.
nKey Responsibilities:
nAnalyst/ Senior Analyst/ Lead Anaylst will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end to end lending journey such as follows:
n
- n
- Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit.n
- Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)n
- Calculating covenants in line with facility agreements and providing detailed rationale for covenant Performing Annual/Quarterly or Half yearly reviews small or medium connections: Business Overview,



Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios), Covenant performance PD/LGD analysis, Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline.n

nRequired Qualifications
n
- n
- Strong Accounting and financial skillsn
- Understanding and experience of credit review or underwriting role is desirablen
- Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable.n
- Excellent interpersonal and ability to build strong team culturen
- Ability to practice attentive and active listening skillsn
- Challenging current thinking by implementing new ways of working Solid Accounting and financial skillsn
- Understanding and experience of credit review or underwriting role is Preferablen
- Experience on lending platforms

📌 Senior/Lead analyst (Gurugram)
🏢 Evalueserve
📍 Gurugram