LOAN EXECUTIVE

Position: Loan Executive

Department: Sales

Reporting To: Branch Manager / Sales Manager

Job Type: Full Time

Main Responsibilities

- Find and contact current customers.
- Understand customer requirements and suggest suitable loan products.
- Explain loan terms, interest rates, tenure and required documents.
- Collect KYC and other required documents from customers.
- Prepare and submit loan applications correctly.
- Coordinate with Credit and Operations teams.
- Follow up on loan applications until approval and disbursement.
- Assist customers during the loan disbursement process.
- Maintain good relationships with existing customers.
- Generate new business through customer references and market visits.
- Achieve monthly sales and disbursement targets.
- Follow company policies and procedures.

Loan Products The Loan Executive may work on one or more of the following products:
- Personal Loan
- Business Loan
- MSME Loan
- Home Loan
- Loan Against Property (LAP)
- Vehicle Loan
- Commercial Vehicle Loan
- Gold Loan
- Agriculture Loan




- Other Loan Products

Qualification

- Graduate preferred.
- Freshers can also apply.
- Experience in Banking, NBFC, Finance or Sales will be an advantage.
- Good communication and customer-handling skills.
- Willingness to work in the field.

Required Skills

- Good communication skills
- Sales and marketing skills
- Customer relationship management
- Good follow-up ability
- Basic computer knowledge
- Target-oriented approach
- Honest and responsible attitude

Performance

Performance will mainly be measured on:
- Lead Generation
- Loan Login
- Loan Approval
- Loan Disbursement
- Monthly Target Achievement
- Customer Service
- Documentation
- Compliance with Company Policies

Career Growth

Loan Executive Senior Loan Executive Relationship Manager Sales Manager Branch Manager

Note: Responsibilities may vary depending on the company's loan products and business requirements.

📌 Walk-in || Urgent Req. For Loan Officer in Bihar (Patna)
🏢 UD Services
📍 Patna