Job Description Credit Analysis/ Annual Review : Senior/Lead Analyst n Report To: Senior Manager n Department: Corporate & Investment Banking n Location: Gurugram n Job Summary n We are looking to hire someone with experience in credit review/appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large corporates, Financial Institutions etc. n Key Responsibilities: n Analyst/ Senior Analyst/ Lead Anaylst will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end to end lending journey such as follows: n n Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit. n Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters) n Calculating covenants in line with facility agreements and providing detailed rationale for covenant Performing Annual/Quarterly or Half yearly reviews small or medium connections: Business Overview, Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios), Covenant performance PD/LGD analysis, Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline.



n n Required Qualifications n n Strong Accounting and financial skills n Understanding and experience of credit review or underwriting role is desirable n Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable. n Excellent interpersonal and ability to build strong team culture n Ability to practice attentive and active listening skills n Challenging current thinking by implementing new ways of working Strong Accounting and financial skills n Understanding and experience of credit review or underwriting role is Preferable n Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable n Eye for details and ability to identify and solve issues effectively on time n Good MS Office Skills n Excellent Communication and interpersonal skills n Ability to ensure that tasks within areas of responsibility are completed in a timely manner n Ability to practice attentive and active listening skills n Ability to identify pro-active ways to contribute to firms' goals & mission n Challenging current thinking by implementing new ways of working n Bachelor's/Master's degree with a major in finance, economics, accounting or from a reputed institute. n n Preferred Qualifications n n Post Graduation/ MBA in Finance domain/ CFA/CA n 3 to 7 years of relevant experience in Commercial Banking domain n Strong Accounting and financial skills Positive MS Office Skills n Excellent Communication and interpersonal skills. n

📌 Senior/Lead analyst (Gurugram)
🏢 Evalueserve
📍 Gurugram