? Exciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in SBE/BL (Secured & Unsecured) Credit team based at Delhi, Meerut and Dehradun.

Inviting all CA experienced folks for an excellent prospect to build your career with one of India’s leading private sector banks

*Position Details:
Position: Credit Manager – Business Loan/ SBE
Location: Delhi, Meerut and Dehradun
Grade: Manager, Sr Manager and AVP (M3/M4/M5)
CTC: As per industry standards

*Job description :
We are looking for a Credit Managers who would be responsible for Processing of loan applications under surrogate & financials.

Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies.

He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution.

*Role & responsibilities :

Credit Assessment:
Reviewing loan applications,



financial statements, credit reports, and other relevant documents to assess a business's creditworthiness.

Risk Analysis:
Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms.

Loan Approval:
Approving or rejecting loan applications based on creditworthiness and adherence to company policies.

Credit Limit Determination:
Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile.

Credit Monitoring:
Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks.

Relationship Management:
Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders,

📌 Credit Manager (India)
🏢 Kotak Mahindra Bank
📍 India