Job Summary

Transaction Monitoring Analyst (Senior) Financial Crime Operations The Compliance team at EY GDS partners with other EY offices across the globe to provide an array of compliance solutions to our clients. The team works on short to long term engagements to assist in establishing, maintaining, and reviewing the outputs of business functions and compliance programs.

Financial crime risks relating to anti-money laundering (AML), terrorist financing, anti-bribery controls, sanctions compliance and fraud are a high focus for regulated businesses and external scrutiny as regulation and practice continues to evolve. Responsible for developing and overseeing the financial crime and fraud prevention framework, designed to ensure client(s) are compliant, protected from risk and loss from financial crime.

The Opportunity

As a part of our Global Managed Services Delivery team, you will be working with EY offices across the globe to provide an array of compliance solutions to our clients. The team works on short to long term engagements to provide assistance in establishing, maintaining and reviewing the outputs of business functions and compliance programs. Our Financial Crime Consulting team consists of hundreds of professionals who advise and drive change for the firms banking, capital markets, insurance, and asset management clients in Financial Crime. Our Financial Crime Consulting team specializes in several areas, including:

- AML transaction monitoring
- SAR drafting
- Fraud Investigation
- Crypto investigation
- Customer screening
- Payment screening filtering for Sanctions, PEPs and adverse media
- KYC Remediation
- Compliance testing and FATCA
- Financial crime risk assessment reviews
- AI Tools Automation

Key Responsibilities

As a Financial Crime Compliance Senior Analyst, you will predominantly support the compliance team in the financial crime space. You will help businesses comply with financial crime regulations and adhere to relevant client(s) policies and procedures related to anti-money laundering and counter-terrorist financing.
- Devising process documentation and translating complex processes into easy-to-follow instructions




- Lead or assist in training programs to raise awareness and improve AML compliance within the organization
- Assist in the enhancement of AML processes and systems to improve efficiency and effectiveness.
- Day-to-day coordination of project and related activities driven by the compliance function
- Subject-matter knowledge to address the process concerns, floor queries and coach mentor AML analysts
- Preparing MIS for senior management and providing advisory support to business units Build professional relationships within the firm as well as with the clients and must participate in business development activities
- Seek to understand the overall process and objective of the project
- Demonstrate integrity, respect and be able to work independently or collaboratively with teams as may be required
- Coordinating efforts with internal stakeholders as appropriate
- Demonstrate an application solution-based approach to problem solving
- Take ownership and initiatives to help improve the status quo
- Multi-task, learn on the job and work under pressure to meet strict deadlines in a fast-paced environment
- Identify and evaluate opportunities for implementing AI analytics and automation that drive measurable improvements across financial crime compliance operations.
- Partner with technology teams to design, implement, and continuously enhance AI-driven solutions, improving operational efficiency, accuracy, and business outcomes.

Proficiency in Transaction Monitoring Space

- Customer transactions: Oversee transactions, including transfers, deposits, and withdrawals, to identify suspicious activity
- Customer Information Review: Assess historical and current customer data and interactions to detect potential financial crime risks
- Suspicious Activity Reporting (SARs): Investigate and report suspicious activity, including Anti-Money Laundering (AML) concerns, for assigned business units





In-depth Understanding of Transaction Monitoring and Risks in Each Segment

- Wealth Management Risk:
- Monitor client transactions specific to wealth management services to identify unusual or suspicious patterns that may indicate financial crime.

- Commercial Banking Transactions:

- Monitor and analyze a high volume of commercial banking transactions to detect unusual patterns that could suggest illicit activities.
- Stay up to date with AML regulatory standards and compliance obligations, while also being well-versed in the diverse array of products and services offered in commercial banking.

- Corporate Transaction Monitoring:

- Maintain a thorough understanding of AML regulations, as well as knowledge of the corporate banking products and services offered by the institution.
- Review and analysis of corporate client transactions using automated systems to detect patterns of unusual or suspicious activity

- Correspondent Banking Risk Detection:

- Collaborate with correspondent banks to obtain information and clarify transaction details as part of the investigation process
- Monitor and analyze transactions processed through correspondent banking channels to identify unusual patterns or activities indicative of money laundering or other financial crimes

Skills and Attributes for Success

- Qualified certification such as CAMS, CFE, ICA, which is considered advantageous
- Anticipate and identify engagement related risks and escalate issues as appropriate
- Exhibit analytical skills and attention to detail while maintaining a holistic view and logical thinking
- Experience in the design, development, and implementation of internal controls for financial services business processes
- Ability to establish client (process owner/functional heads) and internal relationships
- Assess, validate and challenge AI-generated outputs, applying subject matter expertise and regulatory judgement to support decision-making

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Sr FinCrime Compliance Professional (Bengaluru)
🏢 EY
📍 Bengaluru