About OnePay
OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving rapid.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But What Really Sets OnePay Apart Is How We Move. Our Customers Don’t Have Time To Wait… And Neither Do We. This Place Moves Quick, And We’re Looking For People Who Are
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego




Comfortable operating in motion

The Role
As An Applied Scientist At OnePay, You’ll Be At The Forefront Of Our AI And Machine Learning Innovation You Will
Design and deploy machine learning, deep learning, and LLM models that will shape our customer experience, drive business growth, and improve operational efficiency while collaborating closely with product, engineering, and analytics teams.
Build intelligent AI agents that can reason, plan, and interact across workflows to enhance automation and decision-making.
Develop personalization and recommendation systems that deliver agile, user-centric experiences across our product offerings.
Design and optimize search and retrieval systems to improve discoverability, relevance, and user satisfaction.

You Bring
Hands-on expertise with 5+ years of experience building and productionizing ML/AI models that deliver measurable business impact.
Experience developing AI agents, rec

📌 Senior Applied Scientist Bengaluru
🏢 OnePay
📍 Bengaluru