Key Responsibilities
Evaluate customer creditworthiness and financial information.
Review credit applications and supporting documents.
Monitor outstanding payments and credit limits.
Analyse receivables, ageing reports, and payment trends.
Coordinate with sales and finance teams regarding credit matters.
Follow up on overdue payments and identify credit risks.
Maintain accurate credit records and reports.
Assist in credit policy implementation and risk management.
Support financial analysis and reconciliation activities.
Ensure proper documentation and compliance with company policies.
Prepare regular credit and receivables reports for management.
Assist in audit and month-end closing activities.
Requirements
For Credit Manager: 2–5 years of relevant experience in credit management, finance, or accounts.
For CA Fresher: Recently qualified Chartered Accountant or CA Finalist with solid knowledge of accounting and finance.
Valuable understanding of credit assessment and financial analysis.
Solid knowledge of MS Excel and accounting software.
Good analytical, communication, and problem-solving skills.
Ability to manage multiple tasks and meet deadlines.
Preferred Skills
Credit risk assessment
Financial analysis
Accounts receivable management
Reconciliation
MS Excel
Accounting software
Reporting and documentation