Detailed Responsibilities

M1 — Liquidity & Interest Rate Risk Management
Own end-to-end liquidity risk and interest-rate risk management for the company.
Manage cash flow forecasting, drawdown planning, monitoring of approvals and daily liquidity positioning.
Ensure compliance with Liquidity Coverage Ratio (LCR), Stress Testing, Contingency Funding Plan (CFP) and other key ALM parameters.
Create, track and monitor market-risk benchmarks for investments and treasury exposures.

M2 — FTP, Cost of Funds & Capital Adequacy
Establish and maintain the Fund Transfer Pricing (FTP) mechanism across Lines of Business.
Partner with business teams to work out a suitable cost of funds for each Line of Business.
Manage the various levers of Capital Adequacy to drive effective capital utilisation.
Finalise monthly / quarterly / yearly Cost of Borrowing and other associated treasury costs.
Conduct competitor analysis on borrowings and cost of funds to benchmark Hero FinCorp's position.

M3 — Regulatory Reporting, Compliance & Audit




Submit RBI regulatory returns relating to Treasury and provide data inputs for other returns, including ad-hoc requirements.
Monitor accounting closures, ECB borrowing workings and annual disclosures.
Handle statutory, RBI, tax and bank auditors on all Treasury-related matters.
Track economic and regulatory changes and present detailed financial-impact assessments to management.

M4 — ALCO, Stress Testing & Contingency Funding
Ensure timely preparation of ALCO presentations, closing minutes of meeting and related compliances.
Run periodic stress tests and maintain the Contingency Funding Plan.
Provide analytical support for ALCO decisions on liability mix, hedging strategy and liquidity buffer.

M5 — Investor, Rating Agency & Stakeholder Management
Handle queries from investors, rating agencies and internal stakeholders.
Own investor decks, CMA, QIS and portfolio cuts shared with rating agencies.
Continuously update

📌 Lead Mid Office, Treasury Gurugram
🏢 Hero FinCorp
📍 Gurugram