Basic Details

Business

Ficial Services

Unit

Aditya Birla Capial Ltd.

Location

Mumbai

Poornata Position Number of the job

Multiple

Reports to: Poornata Position Number

Poornata Position Title of the job (30 characters max)

RSM BL

Reports to: Poornata Position Title

ZSM Business Loans Mumbai

Function

Sales Marketing

Reports to: Function

Department

Business Loan

Reports to: Department

Designation of the Employee

Regional Sales Manager BL

Designation of the Manager

Zonal Sales Manager BL

Date of writing/updation of JD

20 th Dec 2025

Job Purpose

This job is responsible to define and deliver a strategy for Business Loan segment at a regional level in terms of target segments, strengthening existing relationships and setting up current channels for market penetration, and set business objectives for the pan India organization.

Dimensions

- Revenue: FY18 178, FY19 268, FY20 284, FY21 367, FY22 421, FY23 551, FY24 690
- Gross Disbursals: FY18 991, FY19 1,228, FY20 1,206, FY21 1,047, FY22 1,761, FY23 2,025, FY24 2,268
- AUM / Book Size: FY18 1,020, FY19 1,519, FY20 1,887, FY21 2,104, FY22 2,451, FY23 3,160,



FY24 3,953
- Geographical expansion: 10, 15, 31, 60, 80, 100, 120
- Portfolio yield%: 18.34%, 18.54%, 18.95%, 18.35%, 18.07%, 18.34%, 18.38%
- Fee Income %: 1.15%, 1.16%, 1.79%, 0.07%, 1.70%, 1.75%, 1.80%
- Credit cost %: 1.75%, 1.79%, 5.31%, 4.74%, 4.80%, 4.50%, 4.50%
- ROA %: 1.15%, 1.25%, 1.36%, 1.12%, 1.80%, 2.20%, 2.50%

Major Challenges

Organization Context

Aditya Birla Capital Limited (ABCL) is a lending subsidiary of Aditya Birla Capital Limited. ABCL is registered with RBI as a Systematically Important NonDeposit accepting NonBanking Fice Company (NBFC). ABCL is one of the top private diversified NBFCs in India. As of 31Dec 20, ABCL has a panIndia presence with 91 branches and a lending book of 560 Crores.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Regional Sales Manager_Mumbai (Mumbai)
🏢 Aditya Birla Insulators
📍 Mumbai