Position Description

Company Profile

Founded in 1976, CGI is among the largest independent IT and business consulting services firms in the world. With 94,000 consultants and professionals across the globe, CGI delivers an end-to-end portfolio of capabilities, from strategic IT and business consulting to systems integration, managed IT and business process services and intellectual property solutions. CGI works with clients through a local relationship model complemented by a global delivery network that helps clients digitally transform their organizations and accelerate results.

CGI Fiscal 2024 reported revenue is CA$14.68 billion and CGI shares are listed on the TSX (GIB.A) and the NYSE (GIB). Learn more at cgi.com.

Position: Manager Consulting Expert-Senior Techno-Functional Payment Application Designer with knowledge of domestic (NACHA, FedWire) and cross-border (SWIFT) payment schemes.

Experience: 10-20 years

Category: Software Development/ Engineering

Shift: General Shift

Location: Bangalore/Hyderabad/Chennai/Pune/Mumbai

Position ID: J0726-0358

Employment Type: Full Time

Education Qualification: Bachelor’s degree in computer science or related field or higher with minimum 10 years of relevant experience.

A talented, versatile, and hands-on Functional Payments Expert responsible for devising and delivering cutting-edge, innovative payment solutions. The ideal candidate is a self-motivated individual with strong awareness of payments industry trends, bank processing models, payment security, and end-to-end transaction lifecycles with understanding of Technology to design a solution.

Strong business acumen, positive work ethics, and a collaborative mindset are key to success in this role. The candidate will work closely with cross-functional teams including business, product, analytics, UX, and engineering, requiring excellent articulation, negotiation, and influencing skills due to high stakeholder visibility.

This role acts as a bridge between business, product, and implementation teams, translating business needs into scalable, high-performance payment solutions. The individual is expected to be an effective leader, mentor, and thought leader, contributing to future-ready payment architectures and strategies.

The role combines functional design leadership, solution selling, and client-facing engagement, requiring deep working knowledge of payments and modern distributed system architectures.

Your future duties and responsibilities ead techno-functional design and solution definition for complex payment systems, translating business requirements into scalable and resilient solutions

Act as a bridge between business, product, and engineering teams, ensuring alignment across requirements, design, and implementation

Drive requirement elicitation, analysis, and documentation, including BRDs, functional specifications, process flows, data/message mappings, and user stories

Own end-to-end functional design for payment flows,



including initiation, validation, clearing, settlement, reconciliation, and exception handling

Define and review functional decomposition aligned to microservices and domain-driven design principles

Collaborate with architects and engineering teams to ensure functional designs align with technical architecture (such as microservices, MQ or Kafka-based event flows, database modelling, UI design etc.).

Validate functional designs against non-functional requirements such as performance, scalability, resiliency, security, and regulatory compliance

Support Development, FAT, UAT and implementation phases, including scenario definition, validation support, and issue analysis.

Provide functional guidance during production issue analysis and root cause investigations, especially for payment failures and reconciliation breaks.

Engage directly with clients and senior stakeholders, presenting designs, explaining solution options, and influencing design decisions

Contribute to solution selling and pre-sales activities, including proposal support, solution walkthroughs, and client discussions.

Mentor junior designers and analysts, promoting best practices and thought leadership in payments design.

Contribute to future-state architecture and product roadmap discussions, incorporating industry trends, regulatory changes, and emerging technologies.

Ensure all functional artifacts are accurate, complete, and audit-ready, supporting operational and compliance needs.

Participate actively in Agile ceremonies, backlog refinement, sprint planning, and cross-team design reviews.

Required Qualifications To Be Successful In This Role Must-Have Skills:

General / Functional Skills

- Proven experience in product development with strong focus on techno-functional design, decomposition, and solution definition
- Strong UML modeling skills, preferably using Sparx Enterprise Architect
- Ability to understand, analyze, and document business requirements from diverse stakeholders
- Expertise in Business Analysis, Requirement Elicitation, Gap & Impact Analysis, Message/Data Mapping, and FAT validation
- Experience producing BRDs, Functional Specifications, Process Flow Diagrams, User Stories, Backlogs, and related artifacts
- Excellent written and verbal communication skills
- Strong client-facing experience, including interaction with senior executives (internal and external)
- Solid understanding of technical aspects of software products, including:
- Interfaces & APIs
- Connectivity & integration patterns
- Databases
- Application servers & middleware




- SOA and distributed systems
- Data warehousing, archival, and purge strategies
- Hands-on experience across the Software Development Life Cycle (SDLC)
- Strong working knowledge of Agile delivery models

Payments Domain Expertise
- Extensive experience in payments-related software development projects or products
- Strong proficiency in SWIFT, SWIFT GPI, NACHA, CHAPS
- Hands-on experience with Clearing & Settlement Systems across Europe, Canada, and the US
- Experience working with at least two clearing systems in different countries
- Proven track record of product or project implementation in medium to large-scale banks

Architecture & Technology (Key Additions)
- Strong working knowledge of Microservices Architecture, including:
- Service decomposition and domain-driven design concepts
- API-driven integration and service orchestration
- Working knowledge of designing interfaces.
- Resilience, scalability, and fault-tolerance considerations in payment systems
- Performance optimization and high availability considerations
- Ability to collaborate effectively with engineering teams to ensure functional designs align with scalable, performant system architectures

Good-to-Have Skills:
- Experience with SWIFT Service Bureau implementations
- Exposure to product roadmap planning and DevOps strategies
- Site implementation experience with leading payment products such as Fundtech or Clear2Pay
- Experience representing organizations in external forums, industry panels, or conferences
- Solid understanding of CI/CD pipelines and operational readiness for payment platforms

Together, as owners, let’s turn meaningful insights into action. Life at CGI is rooted in ownership, teamwork, respect and belonging. Here, you’ll reach your full potential because… You are invited to be an owner from day 1 as we work together to bring our Dream to life. That’s why we call ourselves CGI Partners rather than employees. We benefit from our collective success and actively shape our company’s strategy and direction.

Your work creates value. You’ll develop innovative solutions and build relationships with teammates and clients while accessing global capabilities to scale your ideas, embrace new opportunities, and benefit from expansive industry and technology expertise.

You’ll shape your career by joining a company built to grow and last. You’ll be supported by leaders who care about your health and well-being and provide you with opportunities to deepen your skills and broaden your horizons.

That same commitment to fairness extends to how we use technology. To support our recruitment team, AI tools may be used to help assess applications though they never replace human judgement. All hiring decisions remain entirely in the hands of our recruitment professionals.

Come join our team—one of the largest IT and business consulting services firms in the world.

📌 Manager Consulting Expert-Functional Payment Design with SWIFT, NACHA and CHAPS(10-20 Years) (Bengaluru)
🏢 CGI
📍 Bengaluru