Description

Job Role :As part of Credit Team for Working Capital Finance

- Managing team of Credit Managers
- Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
- Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
- Visiting customers for personal discussions and deal structuring
- Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
- To evaluate proposals of customers for Home Loans, Loan against Property
- Decision making within defined TAT
- Understanding of property related aspects (like legal title and market value of the property)



is an added advantage
- Coordinating with sales, operations, legal, technical and customer service

Job Requirements

- Qualification- CA with relevant underwriting experience
- Job Knowledge –

o Technical underwriting experience o Analytical skills

- Skills &

Experience –

o Experience of 2-4 years in relevant working capital products is desired,

o Should be able to handle time bound activities effectively o Should be an effective team player.

o Should have a sense of urgency & keenness to learn.

📌 Credit Manager-Small Business Enterprise-Credit (Hyderabad)
🏢 Kotak Mahindra Bank
📍 Hyderabad