Opening – Credit Manager | NBFC

Department: Credit / Risk Management

Location: As per company requirement

Experience: 1–3 Years

Qualification: Graduate / Postgraduate – Finance, Commerce, BBA/MBA or related field

Employment: Full time

Job Responsibilities:

- Loan/Lease application evaluation & credit appraisal
- End-to-end KYC verification – Aadhaar, PAN & related documents
- Bank Statement Analysis (BSA)
- CIBIL / Experian / CRIF / Equifax report analysis
- FOIR / DBR calculation & repayment capacity assessment
- SMS transaction/salary data analysis
- Fraud & risk identification
- Approve / Decline / Escalate cases as per authority matrix
- Coordination with FI, RCU, Sales & Collections teams
- Ensure RBI, KYC/AML/CFT & internal policy compliance
- Maintain audit-ready credit documentation

Must-Have Skills: Credit Underwriting / Credit Appraisal

KYC Verification

Bank Statement Analysis

Credit Bureau Analysis

FOIR / DBR

Risk & Fraud Assessment

MS Excel

NBFC / Banking / Lending experience preferred

Pay: ₹41,000.00 - ₹50,000.00 per month

Benefits

- Provident Fund

Work Location: In person

📌 Credit Manager (Mumbai City)
🏢 Get Naukri
📍 Mumbai City