Job Summary

Wells Fargo is seeking a Commercial Loan Closing Representative.

Responsibilities

- Support pre-close documents for moderately complex to complex commercial loans
- Seek ways to improve aspects of loan closing and processes
- Perform moderately complex legal activities for loan documentation that may include documents purchased from third party sources, internal staff and corporate legal groups
- Review and prepare complex loan documents
- Receive direction from supervisor and escalate non-routine questions
- Review and negotiate complex legal documentation, evaluate risks, devise strategies to mitigate documentation risk and identify procedural modifications
- Interact with immediate team and Commercial Loan Closing group as well as internal customers
- Validate flood determinations using approved third-party vendors
- Conduct FDPA (Flood Disaster Protection Act) compliance reviews for both high-risk and low-risk transactions
- Perform flood determination validation using internal systems or approved third-party vendors
- Review credit agreements, loan documents, and collateral records to identify flood insurance requirements and compliance obligations
- Evaluate flood insurance policies to ensure:
- Adequate coverage amounts (loan balance, insurable value, NFIP limits)
- Accuracy of borrower/lender details
- Policy validity, effective dates, and renewals

- Differentiate and prioritize high-risk vs low-risk events, ensuring appropriate depth of review and escalation where required
- Identify documentation gaps, policy deficiencies,



and compliance exceptions, and track them to resolution
- Maintain proper documentation and audit trails to support regulatory and internal audits
- Ensure compliance with FDPA, FEMA, and NFIP guidelines, as well as internal risk and compliance policies
- Coordinate closely with Deal Teams, Middle Office Operations, and other stakeholders to ensure timely completion of reviews, especially under tight timelines aligned with loan closing deadlines
- Provide clear communication of findings, risks, and remediation steps to stakeholders
- Shift timings: Night shift 5:30 PM to 2:30 AM

Required Qualifications
- 1+ year of experience in commercial loan closing support, collateral management, flood operations, or insurance operations, or equivalent demonstrated through a combination of work experience, training, or education
- Strong knowledge of FEMA flood zones and FDPA regulations
- Experience in credit/loan document review and insurance validation
- High attention to detail and analytical mindset
- Ability to manage multiple transactions under tight deadlines
- Robust stakeholder management and coordination skills
- Familiarity with flood determination tools and loan systems (preferred)

Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

📌 Commercial Loan Closing Representative (Hyderabad)
🏢 Wells Fargo International Solutions Private
📍 Hyderabad