Job Role: Business Manager – MSME / SME Loans

- Independently drive sales and acquisition of business loans for MSMEs and small businesses.
- Manage client acquisition, relationship management, field sales, loan processing coordination, and business targets.
- Generate current business opportunities through direct sourcing, referrals, and field visits.
- Build and maintain strong relationships with MSME clients.
- Coordinate with internal teams to ensure smooth loan processing and disbursement.

Key Responsibilities Sales & Business Acquisition:

- Source clients for secured and unsecured business loans.
- Conduct field visits and meet prospective business customers.
- Understand customer business requirements and recommend suitable loan solutions.
- Achieve monthly and quarterly disbursement and revenue targets.
- Generate leads through referrals, direct sourcing, and market activities.
- Drive repeat business and customer referrals.

Customer Relationship Management

- Build and maintain long-term relationships with MSME customers.
- Provide post-disbursement support.
- Address and resolve customer queries promptly.
- Maintain regular communication with existing and prospective clients.

Credit & Documentation

- Coordinate with Credit and Operations teams for loan application processing.
- Ensure complete and accurate loan documentation.
- Coordinate credit assessment and underwriting requirements.
- Verify KYC and other required customer documents.
- Ensure compliance with internal policies and regulatory guidelines.

Market Intelligence

- Monitor competitor loan products, pricing, and market offerings.
- Track market trends and customer preferences.




- Identify new business opportunities and potential customer segments.
- Share market insights with internal teams to improve product positioning and sales strategies.

Candidate Requirements

- Experience: 3–6 years in SME Lending, MSME Lending, or BFSI Sales.
- Education: Graduate / Postgraduate, preferably in Business or a related field.
- Strong understanding of MSME lending products and customer profiles.
- Knowledge of NBFC regulatory guidelines and compliance requirements.
- Basic understanding of credit underwriting.
- Knowledge of loan documentation and KYC norms.
- Excellent communication and interpersonal skills.
- Strong negotiation and relationship-management abilities.
- Ability to work independently and manage time effectively.
- Customer-centric and result-oriented approach.
- Strong integrity and compliance mindset.
- Adaptability and ability to work in a target-driven environment.

Key Skills

- MSME Lending
- SME Lending
- Business Loan Sales
- Secured & Unsecured Loans
- Business Development
- Field Sales
- Client Acquisition
- Customer Relationship Management
- Credit Assessment
- Loan Documentation
- KYC
- Lead Generation
- Negotiation
- Relationship Management

Stakeholder Management

- Coordinate with internal departments such as:

- Accounts

- Credit
- Compliance & Risk

- Operations

- Product
- HR
- Maintain professional relationships with external stakeholders, including:

- Clients

- DSAs

- Business partners

Role Highlights

- Department: SME – Business Enterprise
- Experience: 3–6 years
- Education: Graduate / Postgraduate preferred
- Industry: BFSI / SME Lending
- Role Type: Business Development & Sales
- Work Nature: Field-oriented client acquisition and relationship management

📌 Business Manager (Hyderabad)
🏢 JobTrade
📍 Hyderabad