Executive Finance & Treasury Operations

Department: Finance / Accounts

Location: Mumbai, Andheri

Experience: 5-8 Years

Qualification: B.Com / M.Com / MBA Finance or equivalent

Job Summary

We are looking for a Finance & Treasury Operations professional with 5-8 years of hands-on experience in banking coordination, Bank Guarantees (BG), Letters of Credit (LC), Earnest Money Deposits (EMD), bank reconciliation, accounting support and MIS reporting.

The role will be responsible for managing day-to-day treasury and banking operations, coordinating with banks and internal business teams, maintaining financial and banking documentation, monitoring BG/LC/EMD transactions, performing bank reconciliations and providing accurate MIS and status reports to management.

The ideal candidate should have practical experience in BG/LC processing, banking documentation, reconciliation, financial controls and coordination with banks and internal stakeholders.

Key Responsibilities

1. Treasury Operations & Banking Coordination

- Manage day-to-day treasury and banking operations and ensure timely processing of banking transactions.
- Coordinate with banks, finance teams, commercial teams and other internal stakeholders for routine banking requirements.
- Handle documentation and correspondence related to various banking and financial instruments.
- Follow up with banks for timely processing, issuance, amendments, renewal and closure of banking instruments.
- Ensure banking transactions and documentation are completed accurately and within defined timelines.
- Maintain proper records and documentation for all treasury and banking activities.
- Ensure compliance with internal financial processes and applicable banking requirements.

1. Bank Guarantee (BG) Management ABG / PBG

- Handle end-to-end documentation and coordination for Advance Bank Guarantees (ABG) and Performance Bank Guarantees (PBG).
- Coordinate with banks and internal departments for BG issuance, amendment, renewal, extension and closure.
- Review BG applications, supporting documents and required information for accuracy and completeness.
- Maintain a detailed tracker of BGs issued, outstanding, expired, renewed, extended and closed.
- Monitor BG expiry dates and initiate timely renewal, extension or closure actions.
- Coordinate with concerned departments and banks for resolving BG-related discrepancies.
- Ensure proper filing and maintenance of original BGs and related banking documentation.

1. Letter of Credit (LC) Management





- Coordinate processing and documentation for Letters of Credit (LC).
- Review LC applications and supporting documents for completeness and accuracy.
- Coordinate with banks and internal teams regarding LC issuance, amendments, documentation and closure.
- Maintain records and trackers for LC transactions and their status.
- Follow up with relevant stakeholders for timely resolution of LC-related discrepancies and documentation requirements.

1. Earnest Money Deposit (EMD) Management

- Manage the complete EMD process including issuance, tracking, closure and refund.
- Coordinate with business/project teams for pending EMDs and required supporting documents.
- Track EMDs submitted against tenders, contracts and business transactions.
- Follow up for timely release/refund/closure of EMDs after completion of the applicable process.
- Reconcile EMD balances and maintain accurate EMD records.
- Prepare and maintain periodic EMD MIS and outstanding reports.

1. Bank Reconciliation & Accounting Support

- Prepare and review monthly bank reconciliation statements (BRS).
- Identify, investigate and resolve outstanding and unreconciled bank items.
- Coordinate with banks and internal teams for clearance of pending transactions.
- Verify bank transactions against accounting records and supporting documents.
- Support ledger scrutiny, transaction verification and accounting-related activities.
- Ensure accuracy of financial records and timely resolution of discrepancies.
- Assist in maintaining appropriate financial controls and documentation.

1. MIS Reporting & Documentation

- Prepare periodic MIS reports covering:

- BG status

- LC status
- EMD outstanding and refund status

- Bank reconciliation

- Treasury transactions

- Banking documentation
- Maintain accurate databases, trackers and supporting documentation.
- Provide regular status updates and analysis to management.
- Highlight pending, overdue or exceptional items requiring management attention.
- Ensure all treasury and banking records are properly maintained and readily available for review/audit.

1. Internal & External Stakeholder Coordination

- Coordinate effectively with banks,



finance/accounts teams, commercial teams, project teams, customers and other internal stakeholders.
- Follow up on pending documentation, approvals, banking transactions and financial instruments.
- Resolve routine banking and documentation issues through timely communication and follow-up.
- Ensure smooth flow of information between internal teams and banking partners.

Required Skills & Competencies
- Hands-on experience in Treasury Operations / Finance Operations / Banking Operations.
- Strong practical knowledge of Bank Guarantees (BG), including ABG and PBG.
- Working experience in Letters of Credit (LC).
- Experience in EMD management, tracking, closure and refund.
- Good understanding of Bank Reconciliation / BRS.
- Knowledge of accounting principles, ledger scrutiny and transaction verification.
- Experience in MIS preparation, reporting and financial documentation.
- Good working knowledge of MS Excel.
- Working knowledge of ERP systems such as SAP / Tally.
- Strong banking documentation and compliance orientation.
- Valuable communication and stakeholder coordination skills.
- Strong follow-up skills and ability to manage multiple activities simultaneously.
- Analytical and problem-solving ability.
- Ability to work with deadlines and maintain accuracy in financial transactions and documentation.

Key Skills / Naukri Keywords Treasury Operations, Finance Operations, Banking Operations, Treasury, Bank Guarantee, BG, ABG, PBG, Performance Bank Guarantee, Advance Bank Guarantee, Letter of Credit, LC, EMD, Earnest Money Deposit, Bank Reconciliation, BRS, Ledger Scrutiny, Accounting, MIS, Financial Documentation, Banking Documentation, Banking Coordination, SAP, Tally, MS Excel, Financial Controls, Banking Compliance, Treasury MIS, Finance MIS, Stakeholder Coordination.

Qualification

B.Com / M.Com / MBA Finance or equivalent qualification.

Experience

5–8 years of relevant experience in Finance Operations, Treasury Operations, Banking Operations, Accounts, Banking Coordination or a similar role.

Preferred Candidate Profile

Candidates currently working in Finance Operations, Treasury Operations, Banking Operations, Accounts & Treasury, Finance & Banking Coordination, or similar roles, with hands-on exposure to BG/PBG/ABG, LC, EMD and Bank Reconciliation, will be preferred.

Candidates should have strong practical exposure to banking documentation and coordination rather than purely accounting-focused experience.

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