Job Description

US SBA Commercial Loan Processor / Packaging Specialist

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Location: Vadodara – Work from Office

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Shift: U.S. Night Shift, 5pm to 3am, Monday to Friday

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Experience: Minimum 3 year of relevant U.S. SBA / Commercial Lending experience

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About the Role:

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We are looking for an experienced SBA Commercial Loan Processor / Packaging Specialist with hands-on experience in U.S. SBA and commercial business lending. The ideal candidate should understand the complete loan processing and packaging cycle and be comfortable reviewing U.S. borrower and financial documents.

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Key Responsibilities:

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- Process and package U.S. SBA and commercial business loan applications from application through approval/closing.
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- Work on SBA 7(a), SBA 504, and conventional commercial loans.
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- Collect, verify, and review borrower documentation.
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- Review U.S. personal and business tax returns, P&L; statements, balance sheets, bank statements, debt schedules, and business plans.
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- Identify missing, inconsistent, or incomplete information and coordinate for resolution.
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- Prepare complete and accurate loan packages for underwriters and lenders.
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- Support underwriting by organizing financial and borrower information.
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- Coordinate with U.S. borrowers, brokers, lenders, and underwriters.
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- Track pending documents, conditions, and follow-ups until the loan file is ready for approval/closing.
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- Maintain accurate loan records in the relevant LOS/CRM systems.
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- Ensure compliance with internal processes, documentation standards, and quality requirements.
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Required Skills & Experience:

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- Minimum 3 year of hands-on U.S. SBA or commercial lending experience.
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- Practical experience with SBA 7(a), SBA 504, and/or U.S. conventional commercial loans.
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- Strong understanding of U.S. loan documentation and processing.
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- Experience reviewing U.S. tax returns and financial statements.
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- Understanding of DSCR and basic commercial lending calculations.
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- Experience in loan packaging, processing, credit analysis, or underwriting support.
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- Solid attention to detail and documentation accuracy.
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- Good written and verbal English communication skills.
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- Comfortable working with U.S.-based clients, lenders, and underwriters.
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- Willingness to work from the Vadodara office during U.S. business hours.
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📌 US SBA Commercial Loan Processor/Packaging Specialist (Mandvi)
🏢 Siox Global
📍 Mandvi