Relevant experience should be 6 + years up to 10 years:
Valuable SAS knowledge. Should know Advance SAS, SAS/SQL, Macros.
Valuable knowledge of Banking Credit Card/ Personal Loan. At least anyone of credit life cycle process ( as Acquisition, Account management, Authorisation Collections) knowledge required.
Basic knowledge of Decision Engine (FICO DMP, Experian Power curve, FICO TRIAD, FICO Blaze).