Job Purpose:
Credit Analyst - Maker plays a crucial role in ensuring the smooth and productive login of Small and Medium-sized Enterprises (SMEs) onto our SFW platform. This involves processing SME login requests, meticulously conducting assessments and hygiene checks, and adherence to established product and policy guidelines. The role requires a high level of accuracy, attention to detail, and a solid understanding of credit risk assessment principles.

Key Accountabilities:
Credit Assessment: Conduct thorough credit assessments of SMEs based on provided information and internal guidelines, identifying potential risks.
Continuous Improvement: Contribute to the continuous improvement of processes and procedures by identifying prospects for efficiency gains and risk mitigation.

Job Duties & responsibilities
SME login: Process and verify SME login requests, ensuring all necessary documentation is complete and accurate. This includes data entry, verification of identity and business registration details.
Credit Assessment:



Conduct thorough credit assessments of SMEs based on provided information and internal guidelines, identifying potential risks.
Continuous Improvement: Contribute to the continuous improvement of processes and procedures by identifying opportunities for efficiency gains and risk mitigation.
Other duties as assigned.

Requirements:
3 to 7 years’ experience in SME lending
Experience of KYC / AML and compliance checks- Experience working with banking or financial services institutions preferred
Strong understanding of credit risk assessment principles and SME financial analysis
Experience with SME lending platforms systems and credit processing workflow
Knowledege of KYC/AML compliance and banking regulations and internal credit policies.
Proficiency in Microsoft Excel ( data tracking, MIS, analysis) and Microsoft office tools.

Education / Preferred Qualifications
Master’s degree in finance, Accounting, or a related fiel

📌 Analyst, Credit Analyst Pune
🏢 DBS Bank
📍 Pune