Job Purpose

This position is open with Bajaj Finance ltd.To help in day to day risk management of respective product which will require : data extraction and analysis on portfolio performance, identification of emerging trends etc.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity

Duties and Responsibilities

- Data extraction and analysis related to respective portfolio
- Analyzing early portfolio performance on various performance metrics
- Regular Portfolio performance review and analysis
- Analyzing Performance in correlation with TTD variables
- Conduct routine check on data accuracy in database
- Publishing mid-month bounce analysis, summary and trends
- Tracking and Maintaining Key MISs for decision making and proactive actions
- Automation and publishing regular MIS/dashboards/analysis for product portfolios

Major Challenges
- Detail understanding of product program and processes involved
- Data mart understanding of how and when data flows into which table
- Converting business requirement into numerical problem solving
- Energetic portfolio with multiple variables influencing risk performance

Decisions
- Day to day credit deviation approval




- Closure of adhoc business requirement
- Liaising with IT, Credit and BIU teams to ensure all policies, models, processes, data flow are working efficiently, and all required changes are build and implemented suitably

Interactions
- Internal Clients: Roles you need to interact with inside the organization to enable success in your day to day work - National Lead - Risk, Lead/Senior Lead - Risk, National Lead Sales, National /Senior Lead Credit, Unit/Senior Lead IT
- External Clients: Roles you need to interact with outside the organization to enable success in your day to day work - NA

Dimensions
- Financial Dimensions (These should be quantifiable numerical amounts)
- Current Bucket Bounce %
- Current Bucket POS %
- 6MOB30+ 12MOB30+

- Other Dimensions (Significant volume dimensions associated with the job)

- Total Team Size: NAN
- Number of Direct Reports: NAN
- Number of Indirect Reports: NAN
- Number of Outsourced employees: NAN
- Number of locations: NAN
- Number of products: 1

Required Qualifications and Experience

a) Qualifications

- BE, BSc Statistic, MSc - Statistic

b) Work Experience

- 2-4 years of work experience in risk/credit/Analytics.
- Excellent analytical, data management and presentation skills.
- Experience in and exposure to SQL is a must
- Effective verbal and written communication skills and stakeholder management

📌 Unit Manager - Risk (Pune)
🏢 Bajaj Finance
📍 Pune