- Assess and underwrite SME/MSME loan applications.
- Review financial statements, banking, GST, ITR, bureau and business vintage.
- Handle secured and/or unsecured SME lending as per the product requirement.
- Evaluate creditworthiness, repayment capacity and business cash flows.
- Conduct detailed financial and credit analysis and identify risks.
- Recommend appropriate sanction limits, pricing and terms.
- Coordinate with Sales, Operations, Legal and Risk teams.
- Ensure compliance with credit policies, TAT and regulatory guidelines.
- Handle cases from login to sanction/disbursement.
📌 Credit Manager (Pune)
🏢 SKILLVENTORY
📍 Pune
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