Job Description

Main Accountabilities

1. Business Accounting & Revenue Recognition

. Execute accounting for lending portfolios across retail and corporate businesses
. Ensure accurate revenue recognition, exempt income tracking, and technical write-offs
. Support product-level accounting across systems (FinnOne, Bancs, Credence, LAMS, etc.)

2. ECL, EIR & Asset Quality Support

. Support Expected Credit Loss (ECL) monthly provisioning workings
. Assist in Effective Interest Rate (EIR) computation and amortization
. Validate NPA classification, provisioning, and off-balance sheet exposures

3. System Reconciliation & Data Integrity

. Perform reconciliations across LMS (FinnOne/Bancs), SAP (ECC6/R3), and Hyperion
. Ensure accuracy in trial balance uploads and financial data flows
. Identify and resolve discrepancies across systems

4. Financial Reporting & MIS

. Prepare financial schedules for reporting packs for consolidation
. Support submission of financial data for group reporting (Tata Sons FFC packs)
. Assist in standalone and consolidated financial reporting

5. Regulatory Reporting (RBI / NHB)

. Prepare data and workings for regulatory submissions
.



Improve automation and validation controls in regulatory reporting
. Ensure compliance with RBI / NHB reporting requirements

6. Audit and Compliance Support

. Facilitate statutory, internal, RBI, and IFC audits

. Provide reconciliations, data, and supporting documentation

. Resolve audit observations and maintain robust audit trails

7. Systems & UAT Management

. Support UAT for system enhancement and current product launches

. Monitor production issues and coordinate with IT teams
. Ensure integrity and smooth functioning of accounting systems

8. Process Automation & Improvement

. Identify automation opportunities in accounting and reporting processes
. Drive initiatives in reconciliation, DPD reporting and MIS automation
. Improve efficiency and reduce manual intervention

9. Data Governance & Master Management

. Support master data maintenance (e.g., UCIC, product mapping)
. Ensure consistency and accuracy of financial data across systems
. Strengthen data governance controls impacting financial reporting

📌 Manager - Business Accounting - Finance and Accounts - Mumbai - Lodha (I-Think Techno Campus) (Thane)
🏢 Tata Mutual Fund
📍 Thane