Key Responsibilities

- Underwrite CV & Construction Equipment loan proposals as per credit policy and risk guidelines.
- Analyze financial statements and assess repayment capacity of corporates, partnerships, and other business entities.
- Prepare credit appraisal/recommendation notes in line with defined processes.
- Monitor portfolio performance, asset quality, and delinquency levels.
- Ensure compliance with credit policy, audit, and process requirements.
- Coordinate with business and internal teams to ensure timely TATs.
- Prepare and submit MIS and portfolio review reports.
- Manage and guide a team of credit analysts/underwriters.

Key Skills & Experience

- Knowledge of Commercial Vehicle (CV) & Construction Equipment (CE) lending and asset viability.
- Strong financial statement analysis and income assessment skills.
- Good understanding of credit policies, processes, and risk management.
- Strong analytical, communication, decision-making, and team-management skills.

Key Behaviors

- Strong ownership, integrity, and accountability.
- Positive, proactive, and willing to learn.
- Ability to work under pressure and meet deadlines.
- Skilled approach with strong collaboration and teamwork.

📌 Credit Commercial (India)
🏢 Saaki Argus And Averil Consulting
📍 India