Job Summary

Business/ Strategy

To achieve agreed individual financial and non-financial targets by acquiring, growing and retaining profitable Commercial Banking customers within acceptable risk parameters.
Contribute toward achieving team’s overall target and delivering optimal portfolio return.
Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in CDD teams and partners in risk, compliance, other support functions, and product
Identify, market and onboard New-To-Bank names for liability business, targeting operating current accounts across target client base of mid sized and large local corporates
Achieve individual financial and non-financial targets while contributing towards team’s overall deliverables through:
effectively generating new business – identify prospects and convert in line with the Bank’s appetite
strategically formulating account plan – provide clients needs-based solutions, structure appropriate credit facility, and execute various banking transactions




proactively building trusted client relationships – maintain a portfolio of active and growing customers
Market and sell broad range of products including trade service, cash management, treasury and investment
Assist in preparing credit proposal and loan application of customers; prepare annual review on timely basis
Work closely with credit team to ensure positive quality lending decisions are made; to ensure the strict adherence to the prevailing EAR / credit policy
Implement agreed business plan to achieve sales/ revenue targets
Generate creative ideas on customer acquisition and products/ services
Regularly feed back to Team Leader and peers on new and anticipated financial and service needs and recommend appropriate improvements to processes on new products
Maintain a high level of professionalism in client engagement, internal stakeholder management and other business conduct

Risk Management / processes/ governance

Abide by approp

📌 Associate Director, Liabilities (Hyderabad)
🏢 Standard Chartered India
📍 Hyderabad