* Zonal Credit Head will manage a team of Credit Analysts, Approve SME/MSME
cases within delegated powers.
* Responsible for quality of the credit portfolio of the region, shall be able
to contribute towards process/policy/product changes related to credit.

RESPONSIBILITIES

* Lead and develop the SME/MSME credit team, guiding them to meet objectives.
* Assess and approve medium ticket credit exposures, evaluating client
performance through financial analysis and industry insight.
* Collaborate with business and clients to structure beneficial facilities.
* Own the quality of the regional SME/MSME portfolio, implementing controls and
monitoring for improvement.
* Track industry developments and propose portfolio changes.
* Provide independent credit risk assessment, reporting loan book performance
comprehensively and timely.
* Liaise with auditors to address any audit observations.

QUALIFICATIONS

Qualification: CA/ MBA Finance

Experience: 10 to 20 years.

📌 Customer Relationship Officer| Kalyan
🏢 CSB Bank
📍 Kalyan