A Telesales Executive for Personal Loans is responsible for identifying, pitching, and converting prospective clients into loan applicants over the phone. Working for banks, NBFCs (Non-Banking Financial Companies), or fintech lending platforms, the core objective is to sell personal loans to meet monthly targets.

Key Roles & Responsibilities

Lead Generation & Cold Calling

- Make outbound calls to pre-approved leads, cold prospects, or existing database contacts.
- Respond promptly to inbound inquiries from digital ads or website forms.

Customer Assessment & Need Analysis

- Gauge the customer's requirement (e.g., debt consolidation, home renovation, medical emergency, travel).
- Verify preliminary eligibility details such as monthly income, employment type (salaried/self-employed), existing EMIs, and tentative CIBIL score.
- Explain personal loan product features: interest rates, processing fees, repayment tenures,



and adaptable EMI options.
- Highlight unique value propositions (e.g., zero foreclosure charges, instant disbursal, minimal documentation).
- Address concerns regarding high interest rates, hidden fees, or lengthy paperwork.
- Negotiate rate quotes or processing fee waivers within permissible company guidelines to finalize the sale.
- Guide the customer through document upload/submission (PAN card, Aadhaar, salary slips, bank statements).
- Coordinate with the credit analysis/verification team to push the application to sanction and disbursal.
- Hit daily call quotas (often 80–120 calls/day) and monthly disbursal amount targets.

Pay: ₹11,000.00 - ₹15,000.00 per month

Benefits

- Flexible schedule

Work Location: In person

📌 Telesales Executive (Bhiwandi)
🏢 SUVIDHAN FINESERV
📍 Bhiwandi