Structured Finance Analyst
Graystone Capital | Global Enablement Centre, India
www.graystone-capital.com

About Graystone Capital
Graystone Capital arranges and structures debt financing for businesses across the GCC and wider region, trade finance, working capital, structured credit, and syndicated facilities, connecting clients with banks, private credit funds, and institutional investors.

Our Global Enablement Centre in India is the analytical engine behind that work. This is not a back-office support function. The Centre produces the credit and diligence work product that goes directly to investment committees, lenders, and investors.

The role
You will own the analytical work that decides whether a transaction proceeds. Two distinct workstreams:

Financial due diligence on borrowers and investment targets, testing whether reported earnings are repeatable, whether cash conversion is real, and what the balance sheet actually contains.

Credit and investment memoranda for debt financing mandates and private equity opportunities, the documents on which capital is committed.





You will see transactions end to end, from first data request to committee decision. The analysis is yours; you will be expected to defend it.

What you will actually do

Financial due diligence
Build Quality of Earnings analyses: normalise reported EBITDA for one-off, non-recurring, out-of-period and owner-related items, and construct a defensible adjusted earnings bridge
Prepare working capital analyses, trailing twelve-month averages, seasonality, and a normalised working capital peg
Analyse cash conversion and free cash flow, distinguishing accounting profit from cash actually generated
Identify debt-like items and off-balance-sheet exposures that belong in the net debt calculation
Perform revenue and customer concentration analysis, cohort retention, and pricing-versus-volume decomposition
Review related-party transactions, revenue recognition policies, and internal controls, flagging inc

📌 Structured Finance Analyst (Bengaluru)
🏢 Graystone Capital
📍 Bengaluru