Role & responsibilities
To underwrite, build and maintain a portfolio of Mass LAP Loan products as per credit policy. • To manage multiple branches.
Manages subordinate staff in day-to-day performance of their jobs.
Responsible for overall supervision activities like login, processing, disbursement etc.
Vendor management and manage all types of training regarding credit, policy and products.
To review applications with credit verifications, financial, technical and legal analysis and sanctioned proposal within given authority limit
To underwrite, analysis and recommended proposals to seniors / committee
To review and closely monitor all MIS regarding portfolio and reporting to management on daily basis.




Monitoring of portfolio every month with respect to delinquency / losses / fraud for the period underwritten
Gives Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.
Ensure collection of PDD diligently and provides for secure deposit of the same.

Preferred candidate profile No. of years of relevant experience:

Minimum 8 years in Mass LAP Underwriting Experience post qualification

NBFC underwriting experience would be preferred

Any specific specialization/education: CA / MBA FINANCE

📌 Credit Manage Micro Lap Dehradun
🏢 SMFG India Credit
📍 Dehradun